The Netherlands counted 452,000 millionaire households as of 1 January 2024, up 17,000 from a year earlier. That means 5.5% of households hold at least €1 million in net assets (home value minus mortgage, savings, investments, business assets, minus debts). The median millionaire household has €1.6 million; for non-millionaires, the median is €110,000.
Millionaires are most common in Noord-Holland and Utrecht (about 7% of households). In Bloemendaal and Laren roughly one in three households is a millionaire. The fewest millionaire households are in Groningen, Flevoland, and Limburg (each <4%).
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What wealth is made of
For millionaire households, about 40% of wealth comes from business interests and business assets; about a quarter comes from owner-occupied homes. Among non-millionaires, housing makes up over three-quarters of total wealth and business assets are small (~3%). In short: the richer you are, the larger the share tied to businesses rather than the home.
Nearly 40% of millionaire households are retirees whose main income is a pension. Among working households that are millionaires, self-employed people are over-represented (about 55%, vs 14% among non-millionaires), though that share has fallen compared with a decade ago.
The new CBS release fits a longer trend of rising household wealth at the top, helped by strong asset prices. Earlier CBS work shows the wealthiest 10% hold over half of all household wealth in the country, underlining how unevenly assets are spread. Regional gaps are clear as well: rich clusters around the Randstad, fewer millionaires in the north and southeast, where incomes are lower and housing wealth is smaller on average.
