Dutch authorities are warning about a sharp rise in identity fraud this year. In the first half of 2025, 6,767 cases were reported to the Central Identity Theft and Error Reporting Centre (CMI). If that pace continues, the Netherlands could break its yearly record, NL Times reported. Fraudsters most often use stolen personal data to open phone contracts, take out loans, or shop online in someone else’s name.
Why cases are rising
Experts point to a mix of factors: more data leaks, more online shopping and banking, and convincing phishing and impersonation scams (via email, SMS, WhatsApp, and fake “helpdesk” calls). A recent example is the Clinical Diagnostics breach connected to the national cervical screening program, which led to the theft of names, addresses, and dates of birth: details that can be misused in fraud. Investigators say the breach involved a criminal insider; tens of thousands of people were notified.
Public concern is growing as well. A recent government overview stresses quick help for victims and closer cooperation between banks, government bodies, and firms to limit the damage when identities are abused.
How the scams work
Common routes include:
Account takeovers after phishing or malware.
Using leaked ID details to pass “know your customer” checks for telecoms, webshops, or lenders.
Fake webshops that harvest card and address data.
Helpdesk fraud where callers pretend to be from a bank or authority and push urgent transfers or data sharing.
What to do if it happens to you
Officials advise acting fast:
Report to the CMI so you get a step-by-step plan and support (including canceling documents and warning key organizations).
Contact your bank(s) to block cards and watch for unusual payments.
Change passwords and enable two-factor authentication on email, DigiD, and financial accounts.
If a copy of your ID was misused, use the KopieID app next time to hide your BSN and mark the copy with date/purpose (only where legally allowed).
How to reduce your risk
Be cautious with links and attachments; verify requests by calling the organization on a known number.
Use strong, unique passwords and a password manager.
Limit ID copies and never share your DigiD code or banking login.
Keep an eye on unusual mail about new accounts or bills you don’t recognize. Official guidance and contacts are listed on the Dutch government’s identity-fraud page.
Official guidance and contacts are listed on the Dutch government’s identity-fraud page.
Reports are climbing, and large data leaks make fraud easier. Quick reporting and basic security habits can greatly reduce the damage, and, in many cases, stop fraud before it starts.
